The Local Health Landscape
San Luis Obispo County's Central Coast Medicare population is spread across distinct communities from Paso Robles to Arroyo Grande.
Hospitals Serving San Luis Obispo County
- French Hospital Medical Center, San Luis Obispo
- Sierra Vista Regional Medical Center, San Luis Obispo
- Twin Cities Community Hospital, Templeton
Local Access Note
North-county and south-county hospital affiliations differ — match your plan to where you actually live, not just the county name.
Medicare Plan Types Available in San Luis Obispo County
Beneficiaries here choose among Medicare Advantage (Part C), standalone Part D drug plans, and Medigap supplements — availability and pricing are zip-code specific.
Find a Medicare Agent in San Luis Obispo
Licensed Medicare agents serving San Luis Obispo County can help you compare plans and enroll at no cost to you. They’re familiar with the specific plans available in the San Luis Obispo area and throughout San Luis Obispo County.
Find an Agent in San Luis Obispo County →
Compare Plans in San Luis Obispo County
Enter your zip code to see Medicare Advantage, Part D, and Medigap plans available in San Luis Obispo County.
Compare Plans at PlanMatch.com →
Senior Services in San Luis Obispo County
- HICAP (Free Medicare Counseling): Call 1-800-434-0222 to reach your local San Luis Obispo County HICAP office
- Area Agency on Aging: Contact your local AAA for senior programs, Meals on Wheels, and transportation assistance
- In-Home Supportive Services (IHSS): Apply through San Luis Obispo County Department of Social Services
- Medi-Cal: Apply through your county office or at CoveredCA.com
Key Medicare Information
- Medicare Advantage plans — All-in-one coverage, many $0 premium options
- Medigap plans — Supplement Original Medicare, California birthday rule applies
- Part D drug plans — $2,100 annual out-of-pocket cap in 2026
- Medi-Cal dual eligibility — Extra benefits for low-income beneficiaries
- Medicare Savings Programs — Help with premiums and cost-sharing
San Luis Obispo County Quick Facts
Largest city: San Luis Obispo
Population: 283K residents
Region: Central Coast
2026 Part B Premium: $202.90/month
Free counseling: HICAP at 1-800-434-0222