Medicare in San Diego County, California

The Local Health Landscape

San Diego County combines a huge retiree population, major academic medicine, and the nation's largest concentration of military-retiree Medicare beneficiaries.

Hospitals Serving San Diego County

• UC San Diego Health, La Jolla & Hillcrest
• Scripps Health (La Jolla, Mercy, Encinitas) & Sharp HealthCare
• VA San Diego Healthcare System, plus Naval Medical Center for TRICARE

Medicare Plan Types Available in San Diego County

Beneficiaries here choose among Medicare Advantage (Part C), standalone Part D drug plans, and Medigap supplements — availability and pricing are zip-code specific.

Find a Medicare Agent in San Diego

Licensed Medicare agents serving San Diego County can help you compare plans and enroll at no cost to you. They’re familiar with the specific plans available in the San Diego area and throughout San Diego County.

Find an Agent in San Diego County →

Compare Plans in San Diego County

Enter your zip code to see Medicare Advantage, Part D, and Medigap plans available in San Diego County.

Compare Plans at PlanMatch.com →

Senior Services in San Diego County

• HICAP (Free Medicare Counseling): Call 1-800-434-0222 to reach your local San Diego County HICAP office
• Area Agency on Aging: Contact your local AAA for senior programs, Meals on Wheels, and transportation assistance
• In-Home Supportive Services (IHSS): Apply through San Diego County Department of Social Services
• Medi-Cal: Apply through your county office or at CoveredCA.com

Key Medicare Information

• Medicare Advantage plans — All-in-one coverage, many $0 premium options
• Medigap plans — Supplement Original Medicare, California birthday rule applies
• Part D drug plans — $2,100 annual out-of-pocket cap in 2026
• Medi-Cal dual eligibility — Extra benefits for low-income beneficiaries
• Medicare Savings Programs — Help with premiums and cost-sharing