The Local Health Landscape
Imperial County borders Mexicali and has one of California's highest rates of cross-border family ties among Medicare beneficiaries.
Hospitals Serving Imperial County
- El Centro Regional Medical Center, El Centro
- Pioneers Memorial Hospital, Brawley
Local Access Note
Medicare does not cover routine care in Mexico — beneficiaries who historically used Mexicali providers need a clear U.S.-side plan, and bilingual agent support is widely available.
Medicare Plan Types Available in Imperial County
Beneficiaries here choose among Medicare Advantage (Part C), standalone Part D drug plans, and Medigap supplements — availability and pricing are zip-code specific.
Find a Medicare Agent in El Centro
Licensed Medicare agents serving Imperial County can help you compare plans and enroll at no cost to you. They’re familiar with the specific plans available in the El Centro area and throughout Imperial County.
Find an Agent in Imperial County →
Compare Plans in Imperial County
Enter your zip code to see Medicare Advantage, Part D, and Medigap plans available in Imperial County.
Compare Plans at PlanMatch.com →
Senior Services in Imperial County
- HICAP (Free Medicare Counseling): Call 1-800-434-0222 to reach your local Imperial County HICAP office
- Area Agency on Aging: Contact your local AAA for senior programs, Meals on Wheels, and transportation assistance
- In-Home Supportive Services (IHSS): Apply through Imperial County Department of Social Services
- Medi-Cal: Apply through your county office or at CoveredCA.com
Key Medicare Information
- Medicare Advantage plans — All-in-one coverage, many $0 premium options
- Medigap plans — Supplement Original Medicare, California birthday rule applies
- Part D drug plans — $2,100 annual out-of-pocket cap in 2026
- Medi-Cal dual eligibility — Extra benefits for low-income beneficiaries
- Medicare Savings Programs — Help with premiums and cost-sharing
Imperial County Quick Facts
Largest city: El Centro
Population: 180K residents
Region: Southern California
2026 Part B Premium: $202.90/month
Free counseling: HICAP at 1-800-434-0222