Could California Pay Your Part B Premium?
California's Medicare Savings Programs pay some or all of your Medicare costs if your income qualifies. The screener below uses approximate 2026 individual income limits — official determinations come from your county office.
Limits shown are approximate individual figures and change annually; married-couple limits differ. California has eliminated the asset test for Medicare Savings Programs. This screener is informational only — apply through your county Department of Social Services or get free application help from HICAP at 1-800-434-0222.
2026 Program Reference (Individual)
| Program | Approx. Monthly Income Limit | What It Pays |
|---|---|---|
| QMB | ~$1,255 | Part A + B premiums, deductibles, coinsurance, copays |
| SLMB | ~$1,502 | Part B premium ($202.90/mo) |
| QI | ~$1,689 | Part B premium ($202.90/mo) |
| QDWI | ~$2,510 | Part A premium (working disabled) |
Important Disclaimer
CaliforniaMedicare.com is not connected with or endorsed by the United States government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program. This calculator provides estimates for educational purposes only, using figures published in the CMS 2026 Medicare Parts A & B Premiums and Deductibles fact sheet (November 14, 2025). Results are not an official determination of your premiums, penalties, or eligibility — only the Social Security Administration and CMS can make official determinations, which depend on your individual records. Verify your specific amounts at Medicare.gov or by calling 1-800-MEDICARE (1-800-633-4227; TTY 1-877-486-2048).
Frequently Asked Questions
Does California have an asset test for Medicare Savings Programs?
No. California eliminated the asset/resource test, so eligibility is based on income alone — more generous than many states.
What if I'm married?
Married-couple income limits are higher than the individual figures in this screener. Contact your county office or HICAP at 1-800-434-0222 for couple thresholds.
Do MSPs come with Extra Help?
Yes. Qualifying for any Medicare Savings Program automatically qualifies you for Extra Help, which slashes your Part D prescription costs.